AI Plan Summary*
Instant synthesis of official IRDAI public disclosures & policy wordings.
Infinite Care Benefit
Choose any single major hospitalisation claim in your lifetime and enjoy 100% unlimited coverage with zero financial ceiling.
Jumpstart 30-Day PED
Reduces the standard 3-year waiting period for major pre-existing lifestyle diseases to just 30 days.
BeFit Wellness & OPD
Complete outpatient coverage for doctor consultations, diagnostic tests, and pharmacy with up to 30% wellness discounts.
Coverage & Limits
Inpatient hospitalisation, room rent, ICU limits, and procedures.
Single Private AC Room (No Capping)
100% Unlimited Reset (For Any Illness)
60 Days Pre-hospitalization / 180 Days Post-hospitalization covered at actuals
All modern surgical procedures requiring <24 hours admission covered at actuals
Road ambulance covered up to actuals; Air ambulance up to ₹5,00,000 per policy year
100% Inpatient hospitalisation covered in Ayurvedic, Yoga, Unani, Siddha, Homeopathy institutes
Covered up to full Sum Insured for harvesting organ from donor
Value Added Services
Complimentary checkups, teleconsultations, and wellness rewards.
Waiting Periods
Initial, pre-existing disease (PED), and specific illness timelines.
Additional Features
Cumulative Bonus (NCB), Consumables, and Maternity riders.
Claim Settlement Track Record
Official IRDAI public disclosures (Form NL-37) on claim settlement metrics.
4,12,850+ Claims Paid across retail health.
Average pre-authorization approval time at network hospitals.
Financial stability metric (Mandatory IRDAI statutory minimum is 1.50).
Exclusions
Standard non-payable conditions per IRDAI master circular.
Summary
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