Effective Date: 15th July 2025
 
HAMCHAAR IMF LLP (hereinafter referred to as “Letsbima.com”) is committed to protecting the privacy and confidentiality of your personal and sensitive information. This Privacy Policy explains how we collect, use, store, and disclose your information when you visit or use the Letsbima.com website (“Site”).
 
By accessing our Site or using any of our services, you agree to the terms of this Privacy Policy.
 
1. Applicability
 
This Privacy Policy applies to all users and visitors of Letsbima.com. It governs data collection and usage by the website, its services, and any offline interactions that may arise in connection with our services.
 
2. Your Privacy – Our Commitment
 
We value your trust and are committed to protecting your personal information with the highest standards of security and confidentiality.
 
3. Information We Collect
 
We may collect the following information:
 
Name, email address, phone number, and address
 
Details related to insurance requirements and preferences
 
Communication preferences
4. Use of Your Information
 
Your data may be used for:
 
Processing your insurance requests
 
Offering policy advice or product recommendations
 
Improving user experience on our platform
 
Providing customer service and responding to inquiries
 
Sending promotional offers, newsletters (only if opted-in)
 
Legal or regulatory compliance
5. Sharing Your Information
 
We do not sell or rent your personal data. We may share your information with:
 
IRDAI-licensed insurers or underwriters associated with us
 
Third-party service providers (e.g., hosting, marketing, CRM tools)
 
Legal authorities when required under law or regulation
6. Cookies
 
Our Site may use cookies to enhance your browsing experience. You can choose to disable cookies in your browser settings, though it may affect functionality.
 
7. Eligibility
 
Letsbima.com services are intended only for individuals 18 years and older. If you are under 18, please use the platform under parental guidance or do not use our services.
 
8. Security
 
We use standard encryption, secure servers, and strict access control to protect your information. While we aim for full security, no platform can guarantee 100% protection against breaches.
 
9. Third-Party Links
 
Our website may link to external sites such as insurer portals or related services. We are not responsible for their privacy practices. We advise reviewing their policies separately.
 
10. Legal Basis & Compliance
 
Letsbima.com is operated by HAMCHAAR IMF LLP, an IRDAI-registered Insurance Marketing Firm.
IRDAI Registration Code: IMF09380620250815
 
11. Policy Updates
 
We may revise this Privacy Policy as needed. Any changes will be posted on this page. Continued use of the website implies your acceptance of any revised terms.
 
12. Contact Us
 
If you have any concerns about this Privacy Policy, please contact us at:
 
Email: care@letsbima.com
Phone: ‪+91-9650-9650-58‬
Website: www.letsbima.com